Most people laugh at the idea that living a high income life is possible for them, seemingly at the flip of an internal switch. It is hard to think that they could be living the life they dreamed of by following a simple plan and changing the way they think.
Most of us are at places in our lives where a few small changes in us would drastically alter our lifestyle. Unfortunately, we somehow think that we are too old to change the way we look at problems. We even fear changing so much that it paralyzes us in other areas of our lives.
Even the thought of changing how we view things sends us into a panic, but it is most necessary to make corrections in our selves after self-reflection. Self-reflection is a difficult task to master. It is also a very necessary tool in accomplishing one’s goals.
First, change how you see or think about goals and goal setting by understanding that the purpose of setting goals is to accomplish them. Instead of becoming a goal setter, become a goal accomplisher. This will be the beginning of changing how you see things.
Most people think it is impossible to will your way to financial success. Imagine the world without personal computers. If Bill Gates had simply given up on his dreams and goals, where would we be? Gates willed his way to the top of the computer industry for many years. Was he smarter than us? Perhaps, but he believed his goals to be real and attainable, and they were.
By now, every American is fully aware that we are in a global economic crisis. Families are forced to make decisions that sometimes alter their quality of life. Getting out of debt, or making financial decisions based on managing their debt is the best way for families to make it.
Managing debt can be as simple as paying off all small balance credit accounts. Once this task is completed, you can choose to continue paying balances down or save a few dollars and pay off major credit balances. The key in this scenario is not what we are doing, but the fact that we are doing something at all.
Managing debt can also mean not opening new credit accounts when you have what you really need already. Caring for one’s family is not at question here, but if there are items that you could live without for now, it would be well worth it to do so. By not adding debt to your current situation, you are actively pursuing being debt free.
Whether you are looking to improve your financial picture or starting from scratch, living a high income lifestyle is attainable with a few actions. We must repeat those actions, or good habits, so often that they become second nature. By changing the way we see debt, or goal accomplishment, we will notice dramatic changes in your lives.