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What if you could feel like you’re in love EVERY DAY of your life? And what if you could dissolve any heartache, pain, or emptiness and experience the ecstasy of an open heart?

You can… by learning how to Love for No Reason.

In her extraordinary new book Love For No Reason: 7 Steps to Creating a Life of Unconditional Love, my friend and colleague Marci Shimoff, #1 New York Times bestselling author, shows you how to experience a deep and lasting state of love that doesn’t depend on another person, situation, or romantic partner. You’ll be able to:

• Open your heart and become a magnet for love
• Enjoy more fulfilling relationships with others AND yourself
• Turn off your body’s stress response and turn on your body’s love response for better health and well-being
• Experience more success and satisfaction
• Help your family, community, and the world

Marci’s onto something BIG. I’m heartily recommending this breakthrough book to everyone, giving it two VERY enthusiastic thumbs up!

Get it TODAY, and you’ll also receive the exclusive “Love For No Reason Gift Package” as a BONUS. Click here:

http://www.thelovebook.com

I made you a free video called “How to Get Out of Debt Starting in Just 15 Minutes”.

I think this will help a LOT of people – check it out:

http://www.MasterDebtCrusher.com

Be sure and leave a comment after you have watched the video!

Want to finally get out of debt? The best way to do it is simpler – and easier – than you might think…

To get out of debt, stop putting things on credit. People ask me all the time about a good debt or a bad debt. For me, all debt it is bad debt. I am probably the richest man in America who doesn’t use credit cards or watch television.

Many of my colleagues think this is a bit dramatic. Truthfully, this is the ideal way to go. Some people actually go in debt to get out of debt. We know this is true when we look at the amount of student loans people take out. Think about recent crash of the subprime markets on Wall Street as further proof.

And while I think all debt is a bad idea, probably the nastiest form of debt is credit card debt. Credit cards are a nasty way to get yourself into the never-ending and high-interest cycle of debt. The thing I notice most about people with card debt is that they are overworked and feel a sense of entitlement when they get home to splurge on something they deserve. This is the moment that you want to start cutting up credit cards.

So if you’re already in over your head, what do you do to get out?

Dump those credit cards! Start paying off the credit cards with the highest amount of interest first. This is the best investment that you’ll ever make. Credit cards have some of the highest rates of interest, and credit card companies everywhere are cutting the limits even for people in good standing.

This means that someone who was keeping a credit card debt below 30% on a $1000 credit card could be cut back to $500. Suddenly, their debt is well over 50% of their limit, and their credit starts to drop. This is also a good reason to try to pay your debt in full each month.

Try to live off cash only. Plan a weekly budget for gas, groceries, and everyday living expenses. Once it’s gone, your money is gone. Leave the credit cards at home, so you won’t be tempted by that great sale that you just can’t pass up. Keep only your lowest interest credit card for emergencies only.

Get out of debt and live your life with cash only. So your dishwasher is broke? Wash them by hand until you can save up the money to buy a new one. A used dishwasher may work just as well. T

You don’t “need” a credit card. The life of credit card debt is like a fantasy world. People come under the illusion that they can have anything they need through credit. While many people can manage to “live with” this debt, most of us get in over our heads.

It isn’t worth the pain.

Dump your credit cards today!

In this article, you will learn:

• The real reason that you are in debt
• The Five Debt Myths, which should really be called the Five Debt Lies

The Five Worst Debt Myths

The first task is to rid yourself of the 5 worst Debt Myths. Here they are.

MYTH #1 The Myth Of Higher Income

“If I could just make more money, I could get out of debt.”

Indeed, statistics show that the higher the income, the HIGHER is the debt. So, forget about getting out of debt by increasing your income. That does NOT work. Only lowering your expenses to LESS than your income will work. It’s like a person who is always late saying that he just needs a faster car! We all know that a faster car will not make him early. Similarly, higher income will not get you out of debt.

MYTH #2 The Myth Of Small Debt

“It’s just one small debt so it doesn’t really matter.”

Indeed, statistics show that people who believe that small debts are OK have large debt. It’s only those people who believe that any debt is terrible who actually are out of debt.

MYTH #3 The Myth Of Low Interest Rate

“Debt is OK as long as the interest rate is low or zero.”

Indeed, mathematics shows that even a reasonable interest rate will dramatically increase the cost of your purchase. A home purchased with a conventional mortgage at reasonable interest rates and eventually paid off will cost the unfortunate homeowner about TWICE the original purchase price of the home. Why would you willingly pay a half-million dollars for a $250,000 home? Of course, I am not saying that you should pay all-cash for your home. But, I am saying that, if you have no other debt, then you can pay down your mortgage very fast, likely in 10 years instead of 30 years.

MYTH #4 The Myth Of Inflation

“My debt is OK as long as inflation will bail me out later.”

Indeed, reality shows that though the property may well go up substantially over the years, you may not be able to survive financially during those years and may need to force-sell your home in the meantime, without enjoying the benefits of that inflation.

MYTH #5 The Myth Of Entitlement

“It’s OK to get into debt for this purchase because I deserve it. You only live once!”

Indeed, only those who are in debt say such things. Those who are not in debt wait till they have the cash before they buy anything, even if they really want it.

Identify the Myth that you “act as if you believe”. Then, eliminate by creating the antidote statement. For example, if you act as if you believe that small extra expenses are OK, then say to yourself “every additional extra expense is poison”.

I invite your comments below on these (and other) “debt myths” – how are they ruining your life?